Overview

Dataset Statistics

Number of Variables	10
Number of Rows	101503
Missing Cells	22729
Missing Cells (%)	2.2%
Duplicate Rows	328
Duplicate Rows (%)	0.3%
Total Size in Memory	8.5 MB
Average Row Size in Memory	88.0 B
Variable Types	Numerical: 10

Dataset Insights

number_of_times_90_days_late and number_of_time_60_89_days_past_due_not_worse have similar distributions	Similar Distribution
monthly_income has 20103 (19.81%) missing values	Missing
number_of_dependents has 2626 (2.59%) missing values	Missing
revolving_utilization_of_unsecured_lines is skewed	Skewed
number_of_time_30_59_days_past_due_not_worse is skewed	Skewed
debt_ratio is skewed	Skewed
monthly_income is skewed	Skewed
number_of_open_credit_lines_and_loans is skewed	Skewed
number_of_times_90_days_late is skewed	Skewed
number_real_estate_loans_or_lines is skewed	Skewed

number_of_time_60_89_days_past_due_not_worse is skewed	Skewed
number_of_dependents is skewed	Skewed
revolving_utilization_of_unsecured_lines has 7311 (7.2%) zeros	Zeros
number_of_time_30_59_days_past_due_not_worse has 85190 (83.93%) zeros	Zeros
number_of_times_90_days_late has 95785 (94.37%) zeros	Zeros
number_real_estate_loans_or_lines has 38066 (37.5%) zeros	Zeros
number_of_time_60_89_days_past_due_not_worse has 96375 (94.95%) zeros	Zeros
number_of_dependents has 58618 (57.75%) zeros	Zeros

Variables

Sort by Reverse order

revolving_utilization_of_unsecured_lines

numerical

Approximate Distinct Count	85716
Approximate Unique (%)	84.5%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Memory Size	1624048
Mean	5.31
Minimum	0
Maximum	21821
Zeros	7311
Zeros (%)	7.2%
Negatives	0
Negatives (%)	0.0%

revolving_utilization_of_unsecured_lines is skewed right (γ1 = 58.3241)

Stats KDE Plot Normal Q-Q Plot Box Plot

Quantile Statistics

Minimum	0
5-th Percentile	0
Q1	0.03013
Median	0.1526
Q3	0.5642
95-th Percentile	1
Maximum	21821
Range	21821
IQR	0.5341

Descriptive Statistics

Mean	5.31
Standard Deviation	196.156
Variance	38477.1915
Sum	538980.9601
Skewness	58.3241
Kurtosis	4210.9048
Coefficient of Variation	36.9409

revolving_utilization_of_unsecured_lines is not normally distributed (p-value 4.2265336584317635e-25)

revolving_utilization_of_unsecured_lines has 493 outliers

age

numerical

Approximate Distinct Count	82
Approximate Unique (%)	0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Memory Size	1624048
Mean	52.4054
Minimum	21
Maximum	104
Zeros	0
Zeros (%)	0.0%
Negatives	0
Negatives (%)	0.0%

age is skewed right (γ1 = 0.1871)

Stats KDE Plot Normal Q-Q Plot Box Plot

Quantile Statistics

Minimum	21
5-th Percentile	29
Q1	41
Median	52
Q3	63
95-th Percentile	78
Maximum	104
Range	83
IQR	22

Descriptive Statistics

Mean	52.4054
Standard Deviation	14.7798
Variance	218.4412
Sum	5.3193e+06
Skewness	0.1871
Kurtosis	-0.5035
Coefficient of Variation	0.282

age has 21 outliers

number_of_time_30_59_days_past_due_not_worse

numerical

Approximate Distinct Count	16
Approximate Unique (%)	0.0%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Memory Size	1624048
Mean	0.4538
Minimum	0
Maximum	98
Zeros	85190
Zeros (%)	83.9%
Negatives	0
Negatives (%)	0.0%

number_of_time_30_59_days_past_due_not_worse is skewed right (γ1 = 20.9409)

Stats KDE Plot Normal Q-Q Plot Box Plot

Quantile Statistics

Minimum	0
5-th Percentile	0
Q1	0
Median	0
Q3	0
95-th Percentile	2
Maximum	98
Range	98
IQR	0

Descriptive Statistics

Mean	0.4538
Standard Deviation	4.5385
Variance	20.5979
Sum	46059
Skewness	20.9409
Kurtosis	446.776
Coefficient of Variation	10.0017

number_of_time_30_59_days_past_due_not_worse is not normally distributed (p-value 4.738016372567772e-25)

number_of_time_30_59_days_past_due_not_worse has 16313 outliers

debt_ratio

numerical

Approximate Distinct Count	79878
Approximate Unique (%)	78.7%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Memory Size	1624048
Mean	344.475
Minimum	0
Maximum	268326
Zeros	2775
Zeros (%)	2.7%
Negatives	0
Negatives (%)	0.0%

debt_ratio is skewed right (γ1 = 73.1898)

Stats KDE Plot Normal Q-Q Plot Box Plot

Quantile Statistics

Minimum	0
5-th Percentile	0.004383
Q1	0.1734
Median	0.3643
Q3	0.8516
95-th Percentile	2435
Maximum	268326
Range	268326
IQR	0.6782

Descriptive Statistics

Mean	344.475
Standard Deviation	1632.5952
Variance	2.6654e+06
Sum	3.4965e+07
Skewness	73.1898
Kurtosis	10099.0289
Coefficient of Variation	4.7394

debt_ratio is not normally distributed (p-value 4.239089901251397e-25)

debt_ratio has 21018 outliers

monthly_income

numerical

Approximate Distinct Count	11976
Approximate Unique (%)	14.7%
Missing	20103
Missing (%)	19.8%
Infinite	0
Infinite (%)	0.0%
Memory Size	1302400
Mean	6855.0356
Minimum	0
Maximum	7.727e+06
Zeros	1020
Zeros (%)	1.0%
Negatives	0
Negatives (%)	0.0%

monthly_income is skewed right (γ1 = 159.2129)

Stats KDE Plot Normal Q-Q Plot Box Plot

Quantile Statistics

Minimum	0
5-th Percentile	1340.95
Q1	3408
Median	5400
Q3	8200
95-th Percentile	14568.1
Maximum	7.727e+06
Range	7.727e+06
IQR	4792

Descriptive Statistics

Mean	6855.0356
Standard Deviation	36508.6004
Variance	1.3329e+09
Sum	5.58e+08
Skewness	159.2129
Kurtosis	29134.6735
Coefficient of Variation	5.3258

monthly_income is not normally distributed (p-value 4.226523371231217e-25)

monthly_income has 3368 outliers

number_of_open_credit_lines_and_loans

numerical

Approximate Distinct Count	56
Approximate Unique (%)	0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Memory Size	1624048
Mean	8.4535
Minimum	0
Maximum	85
Zeros	1250
Zeros (%)	1.2%
Negatives	0
Negatives (%)	0.0%

number_of_open_credit_lines_and_loans is skewed right (γ1 = 1.2252)

Stats KDE Plot Normal Q-Q Plot Box Plot

Quantile Statistics

Minimum	0
5-th Percentile	2
Q1	5
Median	7
Q3	11
95-th Percentile	18
Maximum	85
Range	85
IQR	6

Descriptive Statistics

Mean	8.4535
Standard Deviation	5.1441
Variance	26.4618
Sum	858057
Skewness	1.2252
Kurtosis	3.3015
Coefficient of Variation	0.6085

number_of_open_credit_lines_and_loans is not normally distributed (p-value 4.30234129784462e-09)

number_of_open_credit_lines_and_loans has 2699 outliers

number_of_times_90_days_late

numerical

Approximate Distinct Count	18
Approximate Unique (%)	0.0%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Memory Size	1624048
Mean	0.2967
Minimum	0
Maximum	98
Zeros	95785
Zeros (%)	94.4%
Negatives	0
Negatives (%)	0.0%

number_of_times_90_days_late is skewed right (γ1 = 21.3556)

Stats KDE Plot Normal Q-Q Plot Box Plot

Quantile Statistics

Minimum	0
5-th Percentile	0
Q1	0
Median	0
Q3	0
95-th Percentile	1
Maximum	98
Range	98
IQR	0

Descriptive Statistics

Mean	0.2967
Standard Deviation	4.5159
Variance	20.393
Sum	30115
Skewness	21.3556
Kurtosis	458.8198
Coefficient of Variation	15.2208

number_of_times_90_days_late is not normally distributed (p-value 4.282482038122857e-25)

number_of_times_90_days_late has 5718 outliers

number_real_estate_loans_or_lines

numerical

Approximate Distinct Count	24
Approximate Unique (%)	0.0%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Memory Size	1624048
Mean	1.0131
Minimum	0
Maximum	37
Zeros	38066
Zeros (%)	37.5%
Negatives	0
Negatives (%)	0.0%

number_real_estate_loans_or_lines is skewed right (γ1 = 2.7901)

Stats KDE Plot Normal Q-Q Plot Box Plot

Quantile Statistics

Minimum	0
5-th Percentile	0
Q1	0
Median	1
Q3	2
95-th Percentile	3
Maximum	37
Range	37
IQR	2

Descriptive Statistics

Mean	1.0131
Standard Deviation	1.1103
Variance	1.2327
Sum	102830
Skewness	2.7901
Kurtosis	31.293
Coefficient of Variation	1.0959

number_real_estate_loans_or_lines is not normally distributed (p-value 3.3653688892530458e-16)

number_real_estate_loans_or_lines has 523 outliers

number_of_time_60_89_days_past_due_not_worse

numerical

Approximate Distinct Count	12
Approximate Unique (%)	0.0%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Memory Size	1624048
Mean	0.2703
Minimum	0
Maximum	98
Zeros	96375
Zeros (%)	95.0%
Negatives	0
Negatives (%)	0.0%

number_of_time_60_89_days_past_due_not_worse is skewed right (γ1 = 21.5411)

Stats KDE Plot Normal Q-Q Plot Box Plot

Quantile Statistics

Minimum	0
5-th Percentile	0
Q1	0
Median	0
Q3	0
95-th Percentile	1
Maximum	98
Range	98
IQR	0

Descriptive Statistics

Mean	0.2703
Standard Deviation	4.5036
Variance	20.2822
Sum	27438
Skewness	21.5411
Kurtosis	464.3687
Coefficient of Variation	16.6603

number_of_time_60_89_days_past_due_not_worse is not normally distributed (p-value 4.248259718477243e-25)

number_of_time_60_89_days_past_due_not_worse has 5128 outliers

number_of_dependents

numerical

Approximate Distinct Count	13
Approximate Unique (%)	0.0%
Missing	2626
Missing (%)	2.6%
Infinite	0
Infinite (%)	0.0%
Memory Size	1582032
Mean	0.769
Minimum	0
Maximum	43
Zeros	58618
Zeros (%)	57.8%
Negatives	0
Negatives (%)	0.0%

number_of_dependents is skewed right (γ1 = 2.0759)

Stats KDE Plot Normal Q-Q Plot Box Plot

Quantile Statistics

Minimum	0
5-th Percentile	0
Q1	0
Median	0
Q3	1
95-th Percentile	3
Maximum	43
Range	43
IQR	1

Descriptive Statistics

Mean	0.769
Standard Deviation	1.1368
Variance	1.2923
Sum	76041
Skewness	2.0759
Kurtosis	22.2358
Coefficient of Variation	1.4782

number_of_dependents is not normally distributed (p-value 3.551254845332198e-22)

number_of_dependents has 9343 outliers

Interactions

Correlations

Pearson Spearman KendallTau

Missing Values

Bar Chart Spectrum Heat Map Dendrogram